FAQ #3 – I was in an accident in BC, but the other driver was from another province, can I still make a personal injury claim?
Answer: Yes. You are still be entitled to ICBC Accident Benefits and if the out of province driver is at fault, you can commence legal action against the out of province driver for compensatory damages (i.e. pain and suffering, past wage loss, future wage loss, special damages, future cost of care, etc.).
FAQ #5 – I just bought my car, brand new, 6 months ago, and now I am told it is a total loss, am I entitled to a new car?
Answer: Essentially, yes, if you purchased Autoplan Replacement Cost Coverage or Limited Depreciation Coverage. With this coverage you will be entitled to the lesser of: the purchase price, the manufacturers suggested retail price at the time of purchase, or the replacement of your vehicle with a vehicle of like make, model, model year and style with similar options, for the first 3 years. If you did not purchase Autoplan Limited Depreciation Coverage then you will only be entitled to the market value of the vehicle immediately before the accident. Note: if you financed your car, it is possible that the market value could be less than your buyout.
*Important Note: The information contained in this column should not be treated by readers as legal advice and should not be relied on without detailed legal counsel being sought.
